Signatures

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, therewith duly authorized.

Dated January 27, 1995

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following persons on behalf of the registrant and in the capacities and on the dates indicated. 

Signature	                    Date          Title

/Gary L. Yancey/          	__________	President and Chairman of the Board 
Gary L. Yancey		                        (Principal Executive Officer)

/Brian M. Offi/           	__________	Vice President of Finance and Chief
Brian M. Offi	                                Financial Officer (Principal Financial 
	                              	        and Accounting Officer)

/James F. Collins/        	__________	Director 
James F. Collins

/David D. Elliman/        	__________	Director 
David D. Elliman

/John R. Treichler/       	__________	Director 
John R. Treichler

/Stuart G. Whittelsey, Jr./     __________	Director 
Stuart G. Whittelsey, Jr.